Blog
Your Emergency Fund: How Much is Enough?
Have you ever had one of those months? The water heater stops heating, the dishwasher stops washing, and your family ends up on a first-name basis with the nurse at urgent care. Then, as you're driving to work, you see smoke coming from under your hood. Bad things...
Insuring Your Business Against Cyber Liability
According to one study done by the US Small Business Administration, 88% of small business owners feel their business is vulnerable to a cyber attack.1 These concerns may be well-founded: according to another study, 46% of all small businesses have at some point been...
Budget Check Up: Tax Time is the Right Time
Every year, about 150 million households file their federal tax returns. For many, the process involves digging through shoe boxes or manila folders full of receipts; gathering mortgage, retirement, and investment account statements; and relying on computer software...
Does Your Child Need to File an Income Tax Return?
As parents, we encourage our children to work, so they can learn important values about work and independence. At what point, if at all, do children need to file an income tax return for the money they earn? The IRS does not exempt anyone from the requirement to file...
Five Most Overlooked Tax Deductions
Who among us wants to pay the IRS more taxes than we have to? While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take a quick look at the five most overlooked opportunities to manage...
Your End-of-Year Financial Checklist
The end of the year can help remind us of last-minute things we need to address and the goals we want to pursue. To that end, here are some aspects of your financial life to think about as this year leads into the next. Keep in mind, this article is for informational...
Is Inflation Peaking?
You see it in prices at the grocery store and the gas station. You feel it in your monthly budget. So why don’t the financial markets seem too concerned about inflation? Remember, financial markets are considered “discounting mechanisms,” meaning they are looking six-...
Tax Changes: What’s In, What’s Out?
While it’s still too early to draw any final conclusions, Congress is getting closer to outlining what tax law changes are under consideration to pay for the proposed $1.75 trillion Build Back Better Plan.1 For now, it appears that changes to capital gains and...
3 Rules of Negotiation
How many of you like to go car shopping? How about home shopping? How about_____? You could fill-in that blank with any number of things that have a negotiable price, but the word “like” usually never comes to mind when doing what I call the Negotiation Dance. Most...
Witten Financial Services Celebrates 20 Year Anniversary
LEITCHFIELD, KY – December 3, 2019 – Witten Financial Services is pleased to announce that founder Aaron Witten is celebrating his 20 year anniversary in the financial services industry. As a Certified Financial Planner™ professional, Witten provides comprehensive...